Sunday, December 12, 2010

Survey of insurance companies Chuxian but uncertain loss maintenance Peifu Motors

According to the plaintiff and defendant entered into insurance contracts, because the insured motor vehicle collision caused the loss and rescue costs necessary and reasonable by the insurance company. Insurance company within 48 hours after receiving the report have not been accepted survey and did not give advice, resulting in loss of property can not be determined to be damage to property insurers to provide the photos, list of losses, accidents and repair invoices as proof of Peifu basis. The present case, the insurance company to survey the scene before litigation case did not set the vehicle on the insured loss, in this case, Ms. Yang has submitted invoices for repairs that can be used as Peifu basis, to repair damage to its insured vehicles , in line with the contract, not inappropriate. On survey costs, survey the scene due to contractual obligations, Department of Insurance, so the costs incurred on the survey, also by the insurance company. Assessment fees, eventual rental of vehicles and repair of damage caused by delay are not the vehicle itself, the loss of the insured, insurance does not belong to the scope of the insurance company will not delay to assess the damage caused by the loss, it is Ms. Yang asked Peifu of the costs, the Court not support it.

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