Accident Compensation Insurance spirit

The first insurance
Insured motor vehicle under this insurance during use, due to traffic accidents, resulting in a third party or the vehicles of disabled persons, pregnant women accidental death or abortion, the injured party damages accordingly put forward the spirit of the request, in accordance with court decision shall be liable for any mental damages, the insurer under the contract within the compensation limit for compensation.
Exemption in Article II
In the following cases, the insured to bear the spirit of the damages, the insurer shall not be liable for:
(A) of the driver in a car accident liability without fault;
(B) Insurance of vehicles not involved in a collision caused only by fear, resulting in a third party or the board staff misconduct caused by disability, accidental death or abortion of pregnant women;
(C) shall be determined by the court mediation book to bear the spirit of the insured damages;
(D) other are not within the scope of insurance losses and expenses.
Article compensation limit
The insurance, the maximum compensation limit for each accident by the insured and the insured when the insured consultation.
Article compensation deal
(A) of the People's Court on traffic duty, should be held in the spirit of the damages verdict and the insurance contract, the insurer set forth in the insurance policy within the limits of the insurance compensation calculated compensation;
(B) the implementation of this policy each time compensation are in excess of 20% responsible for the accident, according to the Lord in excess of applicable insurance contract.